6/27/2023 0 Comments Z score to predict cashflowsInsolvency means the company cannot meet its current obligations when it is due, which happens when the current liabilities exceed the current assets. The financial failure of any business may take the form of insolvency or bankruptcy. Financial bankruptcy is a term used in corporate finance to indicate that a firm cannot meet scheduled payments or cash flow expectations indicate that a firm will soon be unable to meet agreed payments plan (Brigham and Daves, 2004). It is a major corporate accounting scandal that paved way to lots of regulations in the United States and other countries (Sulub, S. Enron's case is considered around the globe as one of the most famous bankruptcies. Keywords Altman Model Beneish M-score earnings manipulations Ghana predictive power Taffler Z-score Z-score model JEL Classification G32, G33 Full Article 1.IntroductionĬorporate bankruptcy prediction is essential because the consequences of corporate bankruptcy result in heavy losses and affect the economy of a country. Also, Altman’s (2000), Taffler (1983), and Beneish’s (1999) model should be applied in predicting bankruptcy and financial statement fraud evaluation in the banking and mining sectors in Ghana taking into account the frequent collapse, mergers, and acquisitions that do occur. The study recommends that stakeholders would be better protected when the three models are deployed simultaneously as an important part of an Audit engagement. The Beneish (1999) model also revealed that the financial statements of the industry were manipulated at a different degree. The Taffler (1983) model has a higher predictive power compared with Altman’s (2000) revised model. Taffler’s (1983) Z-Score model was equally found to be accurate for prediction at a higher predictive power of 88%. Altman’s revised model was found to be accurate for listed consumer firms in Ghana at a predictive power rate of 66%. All two models were found to have significant predictive power. Prediction power (accuracy) was tested for two Z-Score models: Altman’s (2000) revised model and Taffler’s (1983) model. This study uses data from Ghana’s public listed consumer goods and service companies for the period of 2014-2018 to test the predictive power of Altman’s (2000), Taffler’s (1983), and Beneish’s (1999) models in detecting bankruptcy and Earnings Manipulation.
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6/27/2023 0 Comments Videopad free versionat home you can download the free version hereDownload VideoPad Video Editor. VideoPad is a user-friendly and feature-rich video editing software that offers sufficient tools and effects for editing videos. I tried a mismatch of other options and nothing worked but this solution satisfies my needs and I hope it at least gives you a video file. A free version of VideoPad is available for non-commercial use only If you. Click "Create" (I still get the "Can not initiate output file" error message in red but the file does render out to the file location)īoth my DVD attempt and Video File attempt used. Not sure if it matters but I set my FPS to 29.970 This will be how to export any other projects: (I have only tested the "Video File" and "DVD Data" options so far for my project) Wait for website to popup and download the file (my Antivirus didn't trigger with the popup file but it did with the initial Vp Install file) The only way I was able to render a video file was : VideoPad video editing software is a fast and fun way to edit your videos. VideoPad Video Editor latest version: A simple yet functional tool. With that said, it does include a lot of easy-to-use features and. VideoPad Video Editor, free and safe download. VideoPad has its free version to use limited features. VideoPad is a freeware version of a popular video editing suite perfect for beginners. Here is a direct link to the 6.3 I am using VPad 6.3 From it, you can learn how to download and use VideoPad video editor effects to edit your video. Here is the link to NCH, creators, website Videopad Downloads (in case you were wondering)ĭisclaimer: I will not be keeping the following links up to date That said, I am running version 6.3 home (not paid "vp" install file not the Pro "vpp" on Windows 7. Simple video editing tools and advanced encoding options.Just installed this app a few days ago myself and after about 15h of editing I decided to render with nothing but system crash after system crash. The competitionĪn amazing video editor that makes even advanced tasks straightforward.Īdvanced non-linear video editing made as easy as possible. This full featured video editor lets you create professional looking videos with transitions, music and narration in minutes, helping you make the most of your captured memories and create movies you will be proud to share with family and friends. Any version of VideoPad Video Editor and Movie Maker Free distributed on Uptodown is completely virus-free and free to download at no cost. Download rollbacks of VideoPad Video Editor and Movie Maker Free for Windows. See the release notes for full details (opens in new tab). VideoPad Video Editor makes editing videos easy. It includes all the file versions available to download off Uptodown for that app. A free and open container format that can store video, audio and subtitles in one file, maintained by the Xip.Org Foundation.ogv OGV is related to OGG which is a video bitstream container format. The latest version of VideoPad Video Editor features several enhancements to the 360-degree video mode, including the ability to add a 2D video or picture to a 360-degree compilation, and a scale parameter for the 360-degree effect. If you’re in the market for a new video editor but don’t need the raw power of a professional-grade program like Lightworks, VideoPad Video Editor is perfect. VideoPad Video Editor is free for non-commercial use, and unlike some free video editing software, it won’t apply watermarks to your finished projects when you export them. The free edition is feature-limited, in particular only AVI and WMV export is supported, while the non-free version has more. There are also compatible presets available for selected smartphones and mobile video players. Burn your finished videos to DVD, save them to your hard drive in one of several available formats or share them directly to YouTube or Facebook. There are also manual settings for refining brightness, saturation and color – ideal if you’re using video clips that were shot in different lighting conditions and want to give them a consistent look. 6/27/2023 0 Comments Adult meme creator appMemes today are as flexible and varied as the whole internet, and Kapwing is the generator that can keep pace with your content. The meme generator can be used for videos for a variety of platforms. The Kapwing meme generator is simple enough to make the most basic memes, but powerful enough that you can use Studio to create video memes, gif memes, and all sorts of other content. At its core, this app is 10 meme maker, and 90 social media platform. Kapwing's editor will work in the web browser on any device. Easily Create Memes using THOUSANDS of backgrounds that are continually updated. Does more where all the rest fall short Everyone loves laughing at memes, but why not create your own Features. Share a link to the Kapwing project editor to edit content in real time. Meme Creator/Viewer is the best Meme app out there Create memes using GIFs or Memes. Kapwing's meme creator is completely online, which means that memes can be made collaboratively, and will always be backed up the cloud. The twins insist there is no jealousy in their relationship and they would kiss Ben one after the other. They share the same boyfriend called Ben. 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Meme Maker helps you generate memes easily and quickly. It's one of the web's most popular meme makers and is the first meme generator to support videos. Use our GIF maker from video to capture moments from a funny clip, the TV series of the moment, or even personal video footage. Kapwing is a powerful online editor that you can use to create memes from images, GIFs, and videos online. 6/27/2023 0 Comments Instagrid online editorFuel-driven combustion generators are the main power source for this off-grid work that takes place in sectors like construction, live events, film, media and emergency response. For about 2 billion people, work is mobile. As nations and cities pursue climate neutrality and zero air pollution, a major source of emissions remains largely neglected. Governments are pushing for more action: the European Union recently sealed the deal on its 2030 climate pact and is seeking stricter air quality standards by 2030 as part of the Green Deal package. At the same time, a striking number of cities across the globe are struggling to ensure healthy air quality for inhabitants every day. The world needs rapidly scalable solutions to address the climate crisis as we continue to experience historically high temperatures year on year. With its solutions, instagrid wants to raise awareness on the big overlooked environmental problem with fuel-driven combustion generators. You’ll be amazed at how fast and easy it is to create pro-looking Instagram photos.Instagrid to provide 10 TWh of clean energy by 2030 replacing polluting combustion generators up to megawatt scaleįast-growing cleantech startup Instagrid is expanding globally and developing a range of new high-performance mobile batteries to provide clean energy to 10 million people by 2030. Ready to get started? Try one of our fantastic Instagram post templates for free, right now. You’ll end up with a beautiful Instagram collage quickly and easily. Simply drop your photos into preset collage grids or select from a variety of photo collage templates.
6/26/2023 0 Comments Mini tummy tuck recovery storiesWhile a full tummy tuck is a safe procedure, there are always some risks associated with any kind of surgery. This is very important for body contouring patients who want to get back to life with minimal downtime. Everything is a little faster and easier with a mini tummy tuck. That means less time off work, less time caring for incisions, quicker scar healing, less swelling, and more. Mini tummy tuck surgery is less invasive than a full tummy tuck, so you’ll heal faster. Patients want to get back to their lives as quickly as possible after surgery. One of the most important is that it has a fast recovery time. Compared to a normal tummy tuck, it has many benefits. If you are on the fence, these 15 facts can help you decide which one is the right choice for you: A mini tummy tuck can be an attractive alternative to a full tummy tuck įor patients looking for a little refinement of the tummy, a mini abdominoplasty is the perfect solution. It is not always obvious which one you need, and the truth is you can get great results with both. Some patients are torn between a mini vs. If you are considering a mini tummy tuck but need more information, you have come to the right place. A mini tummy tuck can take care of that loose flap of skin on the lower abdomen in one simple procedure. There is a solution for mothers like you. Well, play dates at the beach don’t have to make you squirm. Maybe you feel like you can’t wear a two-piece swimsuits anymore, either. Ever since giving birth, you found yourself reaching for roomy clothing that hides your body. It is just that niggling flap of skin on your lower belly that makes you feel uncomfortable. You’re pretty happy with your body over all. 15 Important Mini Tummy Tuck Facts You Must Know in 2020 6/26/2023 0 Comments Hyperfocus definitionWhile perseveration was well defined by the "upstairs" author. For instance, the child with autism might focus on the car wheel, while not attending to the car itself. While this hyperfocus, lacks the big picture perception. He referred to people with autism spectrum disorder as hyperfocus because they focused immensely on fine details of their sensations and their environments. Thus it is both a concentration deficit and over-concentration, or generically: "hyperfocus.Īctually,if you saw a few of Dr. It is typical for individuals with ADHD to say they 1), can not focus on boring things and 2), can only focus on stimulating things, and that focus is often extreme. In these cases it is more commonly and accurately referred to as perseveration (or perseverance) - the inability to, or impairment in, switching tasks or activities ("set shifting"), or desisting from mental or physical response repetition (gestures, words, thoughts) despite absence or cessation of a stimulus, and which is not excessive in terms of quantity but are apparently both functionless and involve a narrow range of behaviours, and are not better described as stereotypy (a highly repetitive idiosyncratic behaviour). Hyperfocus may in some cases also be symptomatic of a psychiatric condition. The wikipedia page for hyperfocus has an entire section dedicated to the confusion between hyperfocus and perseveration, particularly as it pertains to ADHD. However, while 'hyperfocus' can be a psychiatric or non-psychiatric condition, perseveration is typically considered a psychiatric condition in all instances. I myself have never found evidence to suggest a difference between perseveration and hyperfocus when referring to ADHD. 6/26/2023 0 Comments Square radium glass mosaicStarting in the late Middle Ages, pitchblende was extracted from the Habsburg silver mines in Joachimsthal, Bohemia (now Jáchymov in the Czech Republic), and was used as a coloring agent in the local glassmaking industry. Gunther of the University of Oxford in 1912. The use of uranium glass dates back to at least 79 AD, the date of a mosaic containing yellow glass with 1% uranium oxide found in a Roman villa on Cape Posillipo in the Bay of Naples, Italy, by R. Conversely, "Depression glass" is a general description for any piece of glassware manufactured during the Great Depression regardless of appearance or formula. Like "Vaseline", the terms "custard" and "jad(e)ite" are often applied on the basis of superficial appearance rather than uranium content.
6/26/2023 0 Comments Diane webber modelWebber's personal awards include the Legion of Merit, the Defense Meritorious Service Medal, the Meritorious Service Medal, the Joint Service Commendation Medal, the Navy and Marine Corps Commendation Medal, the Navy and Marine Corps Achievement Medal and numerous unit and campaign awards. She served her last assignment as commander, Navy Cyber Forces. Gorgeous woman, who was (in no particular order) an actress, expert swimmer, model, belly dancer (who also taught belly dancing), and nudist. She also has served twice at OPNAV - as the executive assistant to the deputy chief of naval operations for Communication Networks (N6) and as the division director for Communications and Networks (N2/N6F1). Birth name Marguerite Diane Empey, and she has the distinction of being in PLAYBOY magazine twice, once as Marguerite Empey, the other as Diane Webber. She has been the director of Operations and Readiness at commander, Naval Computer and Telecommunications Command, as well as the operations officer and director, Global Network Operations and Space Center at Naval Network and Space Operations Command, Dahlgren, Virginia. Additionally, she served as executive officer, Naval Computer and Telecommunications Station, Washington. Webber was assigned as the Navy's enlisted advancement planner for the Enlisted Plans and Community Management Branch in the Bureau of Naval Personnel. Other tours include assignments as officer in charge at both the Surface Ship Anti-Submarine Warfare Analysis Center, San Diego, and Communications Security Material Issuing Office, San Diego. Fleet Cyber Command/Deputy Commander, U.S. Northern Command, and deputy commander, U.S. Most recently she was director, Cyber Space Operations (J6) at NORAD/U.S. Webber was assigned to Multi-National Forces, Iraq, as director, Communications and Information Systems (CIS) Coalition Force Plans/Joint Network Control Center (JNCC) and subsequently served as director, Communications Information Systems, 2nd Fleet. Naval Computer and Telecommunications Station, Bahrain. During Operation Iraqi Freedom, she commanded U.S. She deployed as combat systems officer on USS George Washington (CVN 73) when the ship earned two Battle "Es," the Admiral Flatley Safety Award and the Battenberg Cup. Naval Facility, Argentia, Newfoundland and Commander, Oceanographic Systems, Pacific. Webber's operational tours include early assignments as an oceanographic watch officer at U.S. She holds certificates in Chief Information Officer and Information Assurance from Information Resource Management College at National Defense University and Information Operations from Naval Postgraduate School. Morison Supplemental Scholarship and has completed her doctoral coursework (ABD) in International Relations at Catholic University. She is a recipient of the Naval Historical Center's Admiral Samuel E. Webber holds a Master of Arts in Management from the University of Redlands (California) and a Master of Military Science from the United States Marine Corps Command and Staff College. Diane Webber (born Marguerite Diane Empey) was a model, actress and dancer, born in Los Angeles, California. Diane Webber is a native of Missouri, and graduated summa cum laude, with honors, from William Jewell College with a Bachelor of Science degree in Music Education. She died in Los Angeles on August 19th, 2008, following complications from surgery for cancer.Rear Adm. Webber was also skilled at Middle Eastern bellydancing and served as a professional bellydancing instructor in Van Nuys, California from 1969 to 1980. In the mid to late 1960s, she embraced nudism and became a vocal advocate for the lifestyle. In the late 1950s, Webber became a popular model for the covers of LP records, including albums by Nelson Riddle, Xavier Cugat and Les Baxter, and also began appearing in bit parts on TV and, later, in films. Under her birth name Marguerite Empey, Webber became Playboy's Playmate of the Month on two occasions, in May 1955 and February 1956 (the latter shot by Meyer). She modeled for numerous men's magazines throughout the 1950s and '60s, posing for renowned photographers such as Bunny Yeager, Peter Gowland and film director Russ Meyer. As a girl, she received ballet lessons from Russian ballet dancer Maria Bekefi and became a chorus girl in San Francisco in the early 1950s. Diane Webber (born Marguerite Diane Empey) was a model, actress and dancer, born in Los Angeles, California. 6/26/2023 0 Comments Cassie nightingaleBut the most enchanting thing about Cassie is that she not only believes in the goodness of people but she has a way of bringing it out in them if it can be brought out. So its not hard to picture her as a witch, whether she calls herself that or not (and the title of the movies and show doesn't hurt either). She also has an uncanny knowledge of things, an ability to mysteriously appear, and owns a black cat named Isis. It's an endless open ended question whether Cassie really is a witch, but its heavily implied that she is: she owns a store named Bell, Book, and Candle* that sells exactly the sorts of things any self-respecting witchy store would sell, from crystals to tinctures made by Cassie, from sage to occult(ish) jewelry when people come to her for magical spells she never disappoints although she never exactly responds as you'd expect either and of course she owns a supposedly haunted house and talks to animals and plants. The movies are based around the life of Cassie Nightingale, a woman with some serious magic although she's never explicitly identified as either a pagan or a witch (despite the title of the movies). They also offer us a new vision of television witches that retains the mystery and functional magic but loses the supernatural. But they are also I think a type of modern myth, subtly interwoven with magic in ways that don't so much ask us to suspend our disbelief as get us to forget we ever didn't believe that this kind of every day magic was possible. They won't be to everyone's taste, they are after all Hallmark Channel fair, saccharine sweet at times and melodramatic. I've been known to marathon the movies with my children. If you like it it's a rather addictive thing to watch. For those unfamiliar, The Good Witch started as a 2008 made-for-tv movie, followed by a sequel, then additional movies each consecutive year through 2014, and starting in 2015 a television series that is now going into its third season. There is one big exception to that however in the form of The Good Witch. As you might imagine if you've read my blog for any length of time, I'm not generally a Hallmark Channel sort of person. 6/25/2023 0 Comments Hysteria the def leppard storyThis strikes me as an insult to the real Savage as well as to MacDonald, but more importantly, it suggests that there is probably a great deal more to this story than we are allowed to witness. MacDonald breathes as much life as possible into the character, but it's plain to see the writers had no interest in its development, evidently because the fact that Savage was one of the founding members of the band - even before lead singer Joe Elliott -was not as screenworthy as Steve Clark's fear of his father, or Rick Allen's reckless driving. The most blatant example of this is in Adam MacDonald's portrayal of bass player Rick Savage. The actors' abilities to make something substantial from the two-dimensional parts they were thrust into, let alone using their performances to push this film past mediocrity, is astounding. Unfortunately, due to the many artistic liberties that were taken (in order to condense the story to a manageable viewing time and to make the content acceptable for television audiences), quite a bit of crucial information was omitted, and many of the characters received short shrift as well. This made-for-TV film does manage to convey the hardships and triumphs of Def Leppard in a thought-provoking manner, surmounting the somewhat-less-than-accurate script with fine performances by comparatively unknown (at least in the U.S.) actors. That being said, "Hysteria: The Def Leppard Story" has some interesting points. For factual timelines and a deeper sense of reality, die-hard Def Leppard fans should view VH1's "Behind the Music" documentary about the band rather than this dramatization, in which the real bandmembers had no real input other than contributing their songs. |